Bank of Commerce and Trust Company: Member FDIC

Commerce Expresspay

Bank of Commerce & Trust is happy to present the Commerce Expresspay account.

This is a direct deposit checking account.

  • No account maintenance fee
  • Direct deposit required
  • Limit 5 items (checks) per monthly statement cycle
  • $1.00 per item charge after 5 items

Now is the time to begin experiencing the difference our people make at Bank of Commerce. Come talk with one of our experienced representatives about setting up a new account!


Important Information About Opening A

Legal Entity Account


Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.


Each time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number and identification documents) for:

  • Each individual that has beneficial ownership (25% or more) in the Legal entity; and

  • One individual that has significant managerial responsibility for the Legal entity.

If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.

We proudly support all efforts to protect and maintain the security of our customers and our country.